Pick Polar if
- Chest-strap HRV during training matters
- Recovery score + training load drive decisions
- You're not waiting for a Garmin OAuth flip
Polar's recovery and training load science is excellent. Garmin reads more signals: Body Battery, 24/7 stress, floors, ECG. Polar wins on chest-strap HRV accuracy; Garmin wins on signal breadth and battery life.
Both brands target athletes. The decision comes down to depth versus breadth. Polar reads 17 of 27 signals with chest-strap-grade accuracy on HRV and recovery (when paired with H10). Garmin reads 20 of 27 different signals — Body Battery, 24/7 stress, ECG, floors — but HRV only from the optical sensor during sleep. If you train by HRV, Polar. If you live by Body Battery, Garmin.
Per-category breakdown of API signals.
| Signal | Polar | Garmin |
|---|---|---|
| Heart & Vitals | ||
| Resting HR | ✓ | ✓ |
| HRV | ✓ | ✓ |
| SpO2 | ✓ | ✓ |
| Respiratory Rate | ✓ | ✓ |
| Skin Temperature | ✓ | ✓ |
| Body Temperature | — | — |
| Blood Pressure | — | — |
| ECG · AFib | — | ✓ |
| Sleep | ||
| Sleep duration | ✓ | ✓ |
| Sleep stages | ✓ | ✓ |
| Sleep score | ✓ | ✓ |
| Activity | ||
| Steps | ✓ | ✓ |
| Active minutes | ✓ | ✓ |
| Calories | ✓ | ✓ |
| Activities | ✓ | ✓ |
| Floors climbed | — | ✓ |
| Distance | ✓ | ✓ |
| Fitness & Recovery | ||
| VO2max | ✓ | ✓ |
| Training load | ✓ | ✓ |
| Recovery / Readiness | ✓ | ✓ |
| Body Battery | — | ✓ |
| Stress (continuous) | — | ✓ |
| Cardiovascular age | — | — |
| Body Composition | ||
| Weight | ✓ | — |
| Body fat % | — | — |
| Muscle mass | — | — |
| Hydration | — | — |
Verified against vendor developer documentation.
Pick Polar if
Pick Garmin if
Pick both if
For most people it is one or the other. Both are daily-wear devices that track the same core things, heart rate, sleep and activity, so wearing both is redundant. Use the matrix above to pick the one that wins the categories you care about.
Polar tracks 17 of the 27 signals I compare, Garmin tracks 20. The matrix above breaks it down by category, and they often win different categories.
Only if Garmin wins the categories you actually care about. If you already own Polar and it covers your main goal, the upgrade is rarely worth it. The matrix above shows exactly what changes.
From each brand's official spec sheets and support pages, cross-checked against independent reviews like DC Rainmaker and The Quantified Scientist and peer-reviewed accuracy studies. Signal-level edge cases are noted in the matrix, not hidden behind a single check mark.
Direct links to each vendor's store. No affiliate links.
MyBodyAI merges these signals into Biological Age, Recovery and 9 other indices.
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